Letter Disputing Credit File


Overview
To obtain a copy of your credit report, see the Home and Business Attorney Request for Credit Report letter.  
It is possible that your credit report may contain incomplete, inaccurate or missing information 
The Letter Disputing Credit File provides a formal letter notifying a credit bureau that it has incorrect, incomplete or missing information regarding the sender.

When You Need It
-To protect your rights under the Fair Credit Reporting Act (FCRA), promptly notify the credit bureau or credit bureaus in writing.  
-Your letter should contain a reasonable description of the problems that you have discovered, and provide copies of documents that support your claims, such as cancelled checks, receipts, account statements or correspondence.

Getting Started

You will need:
-The name and address of the credit bureau to which you are sending the letter. 
-The details of the problem you have discovered.
-Any documents you have which support your claim.
-The name and address of any companies you want to receive the corrected credit report.
-You personal information, including phone number, social security number and date of birth.

When to Review and Revise 
-To address other unfavorable entries in your credit report. 

-More information is available regarding this document by clicking here.